Cell Phone Plans

We all grieve in different ways.  When some of us open our cell phone bills we let out a blood-curdling shriek that sends the cat under the couch for days.  Some of us just lie down gently and try to will ourselves to die. If this happens to you, perhaps it’s a cry from your bank account for help.  Here it is.

Thing No. 1   If you’re freaking out at your bill, you don’t have enough minutes.
Maybe 1000 minutes sounded like an awful lot when you signed up.  What is there to possibly say that can take that long? A few “yeah, yeahs” here, a few movie dates there, a few drunk dialing voicemails on Saturday nights – how long can that take?  Apparently too long.  You’ve got to buy over to come in under.  If you’ve gone over more than once and there were no mitigating circumstances, you need to up your minutes.  It costs a lot less than overages do. Some plans like Cingular let you roll-over your unused minutes from month to month and some let you pay a small fee ($5) to start the nights of their “free nights and weekends” earlier like 7PM instead of 9PM (or, they’ll give it to you for free for the first 2 years and then charge you.) If you need a phone, some come with a free cell phone or a very inexpensive one.

Thing No. 2   Sometimes, a different plan will give you more minutes for less.
Depending on what the wireless company is trying to push at the moment (things like faves or circles or family plans) you might even find one that works better for you (usually depending on whether you call the same people all the time or not) and costs you even less than your regular plan while giving you more minutes.  These are tricky though. They give you more minutes for less providing you’re calling the right people. Unless you really, really, really only call the same 5 people over and over again (and more often than not they have to be in the same network – right now, Alltel’s My Circle plan is the exception allowing 10 numbers in your circle including numbers in other networks and landlines) it could really screw you up when you finally do venture outside of your little tribe by charging you higher per-minute costs.  Plus, they very carefully only make these plans available at certain levels hoping you’ll be enticed to sign up for a more expensive plan in order to get these particular calls free.  Side-by-side comparisons can be had at Mobile Burn or Lets Talk.

Thing No. 3   Bicoastal Grifting. 
For you true grifters out there (and you do hold a warm spot in our hearts) legend has it that if you live on the West Coast but get an East Coast area code, your free night minutes start on East Coast time giving you a full 3-hour advantage.  Pretty shifty but perfectly legal.

Thing No. 4   You're supposed to give yourself a cell plan physical every 6 months.
Yeah right, like after you go through this and realize how many different options there are you will ever willingly do it again. Nevertheless, the really organized people with lots of time on their hands (presumably because they’re so organized) say that you should check in on current cell plans being offered on a regular basis so as not to miss out on hot new deals.  This will have to be within the range of plans offered by your existing carrier for the duration of your contract because they’ll charge you through the nose for early termination (usually 2 years and between $100-$300).  If you do upgrade your plan, your contract will be extended so, if you’re looking to get out because you have a special and even deeper hatred for your carrier than the garden-variety hatred the rest of us have then, be aware that this will only extend the duration of your carrier marriage.  Consider supplementing with Thing No. 4 until you can get a cheap divorce and nowadays, you can have custody of the phone number.

Thing No. 5   It is possible to pawn your plan off on someone else.
You might be able to find someone to take over your plan and therefore, get around paying the termination fee. Celltradeusa.com is $19.99 for sellers -- due after you receive messages from interested parties (and free for buyers).  Most carriers allow transfers although some of the terms may vary.  The carrier will do a credit check on the potential buyer but you guys will have to carry out the transfer yourselves (celltradeusa acts merely as a matchmaker) and you can still keep your number.

Thing No. 6   Prepaid is very Euro-chic. 
Well, we’re not really sure about that but you could certainly pass it off as such if you posses even a little bit of je nais se quos.  In this country, pre-paid cards have historically been the domain of kids (and other cash-strapped people large and small), deadbeats and grannies for use only on those occasions when their Hoverounds break down in a dark alley.  But, not so in Europe.  There, they can’t seem to be bothered with signing contracts, long-term commitments, age limits and credit checks.   They must be too busy with bottles of wine at lunch, afternoon dalliances with their extra-marital lovers and long naps in the afternoon to be hassled with such pedestrian matters.  You too can enjoy this breezy lifestyle but minutes can cost more and if you don’t use them, they can expire. You can get around the expiration if you add money to your balance before the expiration date.  In other words, if you haven’t used all your minutes when the 90 days (or whatever it is) is approaching, you can add to it and your remaining minutes will roll-over.  If you don’t, then they won’t and you lose the unused minutes.  If you’re the forgetful sort, you can also arrange an automatic debit from your credit card every 90 days.  Good old American competition is driving costs down and expiration times up so you might want to buy yourself a beret and check into what’s available. Do beware of daily fees though.  Some carriers will charge you $1/day every day you use the phone although this will only be found in teeny tiny type on the back of the card.  You’ll also have to buy a certain phone to use with certain plans but these phones tend to be cheap. You most certainly want to consider it for those chatty teenagers.  “Give ‘em a monthly allowance of minutes and then cut ‘em off!” we say.  It will teach them the value of money and that it is really inconsequential if they made out with Johnny or not – they can use their time more productively to figure out a national health plan or something.

Thing No. 7   Data plans aren’t just for smartphones anymore.
Although we have seen groovy kids from Brazil insisting on data plans for their $30 phones, surfing the Internet from a “regular” handset usually blows.  Although, like many things, it’s big in Japan, accessing Internet services from a cell phone handset takes some getting used to.  WAP-based services (those designed specifically for mobile devices) are revised versions of what you see on your computer and the interface often leaves a little to be desired.  If you have a data plan you’ll be able to do quick checks of stocks, scores, movie times, flight times etc. but if you want more than this, you’re going to find that the screen is small, making website browsing tedious and you won’t have the keyboard that you need.  Plus, these devices are not optimized for memory and the service will often get disrupted and you’ll get pissed off. 
There are some exceptions to this rule.  And, they’re free.
•    If you have a Gmail account and a Java compatible carrier (AT&T, Sprint, T-Mobile) you can download a fast, full-blown, terribly cute, miniature version of www.gmail.com to an ordinary, not so smart phone.  You can enter your cell phone number @ www.mobile.google.com and they’ll send you a text message that tells you if your phone is compatible and a download link. This includes your address book plus, any filing, deleting or sending you do there will magically be reflected in your regular web version. 
•    A similar option is available for Yahoo mail.  The nice thing about Yahoo’s version is that you can set up Yahoo Go to check for email constantly (although this will tax your battery) whereas Gmail checks when you open the program and when you hit the Refresh button.  Yahoo will also let you open attachments in Microsoft Office as well as picture files (including Flickr).  The bad thing about the Yahoo version is that it is available for far fewer phones and it’s much slower.
•    If you don’t have the right phone or the right carrier and you simply refuse to be left out, you can sign up with www.teleflip.com and they will check your email, convert it to a text message and alert your cell phone when a new message arrives. Not the most elegant solution but it gets the job done.  Teleflip will also ask you to approve email addresses to avoid interrupting your 3-martini lunch by forwarding you your spam.  If you’re ready to flip for this service, hold on – there are a couple of problems.  1.) Text messages can only be up to 120 characters which means that messages longer than that will be broken up into chunks (although you can set a cap on the number of chunks.) 2.) Teleflip won’t find your new messages if your computer finds them first.  So, if your PC is at home checking email every 5 minutes and it gets to them first, you won’t get them on your cell phone.  The only way to avoid this is close out your email program before you head out.

Thing No. 8   Different plans offer different access
Some are email only or access to selected sites (e.g. Amp’d Mobile get.ampd.com/ optimizes for youth-oriented content) not to mention different connection speeds between carriers and plans and even between locations on the same plan.  And, they are priced differently just like the voice plans; unlimited or according to the amount of data used.  If you’re going to be downloading stuff, “unlimited” is usually best since the same rules apply when you exceed your amount and MP3 and/or video files are big.  Finally, there are also hybrid plans that combine voice and data or allow you to dip into your voice minutes for data.  A normal data plan should run you $10-$20 per month.

Thing No. 9   Txtg is Gr8!
It comes in handy when you really want to use your phone to avoid talking to somebody and it’s cheap (anywhere from $5-$15) but it isn’t included. So, buy a bundle (especially if you’re Teleflipping.) Otherwise, you could be billed 15-cents per message or per chunk as the case may be.

Thing No. 10   If you’re really fancy, you can use your cell phone as a modem.
You can connect it to your laptop when you find yourself in a dead zone in which case you will have bought a data plan that covers this, a Mobile Kit with USB drivers and software managers and you’ll be happily downloading your software and not be needing the likes of us anyway.

Thing No. 11   You’re covered. 
Some people say Cingular has the largest coverage; some people say that Verizon has the best coverage.  Some people say the strangest things.  We don’t really know but who cares? Unless you’re always moving around, you just need the coverage where you need it.  The major metros are pretty much at parity but if you’re somewhere else, check coverage maps deadcellzones.com or cellreception.com because what you don’t want to do is incur roaming charges. You can access J.D. Power ratings  and Consumer Reports releases an annual report in January of each year.   If you can’t get bars in the right places or they just keep dropping your calls, you have 30 days to call it quits and not be charged an early termination fee.  If you want to use your phone abroad, there is the same myriad of pricing options.  Just make sure you have a tri-quad GSM enabled phone.